Agreement governing your use of our services
Last Updated: May 8, 2026
These Terms and Conditions ("Terms") govern your use of the ESELEMCI INC website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
By accessing our website, submitting a funding application, or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy.
ESELEMCI INC is a direct business lender providing working capital loans, revenue-based financing, business funding, and related financial services. Our services are designed for businesses seeking capital for operational needs, growth, or other commercial purposes.
All funding applications are subject to approval and underwriting review. Approval is not guaranteed and is based on various factors including business financials, creditworthiness, and other criteria determined by ESELEMCI INC at our sole discretion.
To use our services, you must:
When you submit a funding application, you represent and warrant that all information provided is true, accurate, complete, and current. Providing false or misleading information may result in denial of your application and potential legal action.
ESELEMCI INC will review your application and may request additional documentation or information. We reserve the right to approve, deny, or request modifications to any application at our sole discretion.
Submission of an application does not create any obligation for ESELEMCI INC to provide funding. Similarly, you are not obligated to accept any funding offer we extend.
If your application is approved, we will provide you with a funding agreement detailing:
You must review and sign the funding agreement before capital is deployed. The specific terms of your funding will be governed by that agreement, which supersedes these general Terms with respect to the funded transaction.
ESELEMCI INC offers an optional SMS text messaging program to provide updates, offers, and information about our services. By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS).
Participation in our SMS program requires express consent via the opt-in checkbox on our contact form or by texting a keyword to our designated number. By providing your mobile phone number and opting in, you authorize ESELEMCI INC to send you text messages related to our products, services, promotions, and updates.
Message frequency varies. You may receive up to 4 messages per month, though actual frequency depends on your interactions with our services and promotional campaigns.
Message and data rates may apply based on your mobile carrier's plan. Consult your carrier for details.
You may opt out of receiving SMS messages at any time by replying STOP to any message. After opting out, you will receive one final confirmation message. You may continue to receive transactional or account-related messages even after opting out of marketing messages.
For assistance with our SMS program, reply HELP to any message or contact us at steve@the-eselemci.com.
Consent to receive SMS messages is NOT a condition of purchase or use of our services. You may contact us via email, phone, or other methods if you prefer not to participate in our SMS program.
We reserve the right to modify or discontinue our SMS program at any time without prior notice. We may change message frequency, content, or delivery methods as needed.
You may use our website for lawful purposes only. You agree not to:
All content on our website, including text, graphics, logos, and software, is the property of ESELEMCI INC and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or secure.
Information on our website is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making financial decisions.
To the fullest extent permitted by law, ESELEMCI INC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.
You agree to indemnify and hold harmless ESELEMCI INC, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of our services, violation of these Terms, or infringement of any third-party rights.
Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, privacy practices, or terms of any third-party sites.
These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in Los Angeles County, California.
Before pursuing formal legal action, you agree to contact us at steve@the-eselemci.com to attempt to resolve any dispute informally.
If informal resolution fails, any dispute shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration shall take place in Los Angeles County, California.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy and any funding agreement you enter into, constitute the entire agreement between you and ESELEMCI INC regarding your use of our services.
If you have questions about these Terms, please contact us:
ESELEMCI INC
10740 Viking Ave.
Northridge, CA 91326
Email: steve@the-eselemci.com
By using our services, you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them.